Question: Why is it that most retirement calculators don’t factor in the fact an investor would normally transition into bond and money market funds as retirement approaches? Moreover, few articles address how a flat or declining market in the year before retirement could affect the size of one’s nest egg. What’s an investor to do? - Peter Binoto, Pittsburgh, Penn.

Invest to win 2007
Money Magazine’s new list of best mutual funds. Plus: 5 perfect money makeovers.

Money & Ethics: Do the Right Thing

Fund tax bombs could top $24 billion
Mutual fund companies have begun to estimate this year’s taxable distributions - and your tax bill is going to be mighty big.

What’s next for real estate
Reports on 380 home markets across the country. See latest prices, forecasts, and other key stats.

Road map to riches
Full table of contents from the October issue.

As pop culture portrays it, getting older means growing more conservative - in dress, politics and tolerance. In investing, the popular image is that of the little old man or woman living off dividends, bonds and CDs. And the advice of the financial planning industry for the most part has reinforced that idea - you can’t afford a loss, so be conservative.

More Info…

AP - A soaring number of U.S. homeowners struggled to make mortgage payments in the third quarter, with properties in some stage of foreclosure more than doubling from the same time last year, a mortgage data company said Thursday. More Info…

Mutual fund companies have begun to estimate this year’s taxable distributions - and your tax bill is going to be mighty big. More Info…

AFP - UBS, Switzerland’s largest bank, recorded third quarter losses of 830 million Swiss francs (495 million euros, 713 million dollars) Tuesday, blaming a lack of liquidity following a crisis in the US home loans market.

Use these picks to fill any hole in your portfolio. More Info…

Full table of contents from the October issue. More Info…

Americans are flocking to places that offer big-city opportunities and amenities — with a lot more green space and a lot less stress. See the top 10 Great American Towns. More Info…

Mutual fund companies have begun to estimate this year’s taxable distributions - and your tax bill is going to be mighty big. More Info…

Full table of contents from the September issue.

Road map to riches
Full table of contents from the October issue.